Case Study: COJAZ Carbon Credits — $547,500 Without an Investor
Farmer: Zito + 43 COJAZ members
Land: 500 hectares, Muaquiua, Zambézia (GPS: -16.70389, 37.37083)
Carbon Credit ID: Block #53
The Challenge
COJAZ needed revenue but had no investor. Traditional micro-loans require repayment. The farmers needed income that doesn't need to be repaid.
The Solution
MBC registered 500 hectares of agroforestry for carbon credits. Satellite (Sentinel-2) verifies tree growth. Blockchain (SHA-256) logs every verification. M-Pesa delivers payouts directly to COJAZ's official number (843697570). No investor needed. No application. No approval. No middleman.
The Data
- Plot size: 500 hectares
- Sequestration:
- Year 1-3: 1,500 tons CO2/year ($22,500/yr)
- Year 4-7: 3,500 tons/year ($52,500/yr)
- Year 8+: 6,000 tons/year ($90,000/yr)
- 10-year total: 36,500 tons = $547,500
- Price: $15/ton (voluntary carbon market)
- Per farmer (Year 1): $511/year
- Per farmer (Year 10): $2,045/year
- Verification: Sentinel-2 NDVI + SHA-256 blockchain
Key Lesson
Year 1 carbon revenue ($22,500) equals the entire micro-loan portfolio ($22,000) — but it's recurring and never needs repayment. Carbon credits are the answer to the investor problem.
