Connecting global capital to Mozambique's fields
Fund verified smallholder farmers through harvest-aligned micro-loans. Capital flows USD → MZN via M-Pesa and e-Mola. Risk assessed by satellite, not bank statements.
How the Bridge Works
From a farmer's field in Zambézia to an investor's portfolio in New York — every step is verified and transparent.
Verified Farmer Profiles
Local agents verify farmer identity, land, and harvest records on the ground.
AI Credit Scoring
Satellite imagery and behavioral data build alternative credit scores — no bank history needed.
USDC → MZN Settlement
US investors fund in USD/USDC. Capital settles to Meticais via licensed rails into M-Pesa wallets.
Harvest-Aligned Repayment
Repayment follows actual harvest cycles, not rigid monthly deadlines. Farmers repay when crops sell.
Featured Opportunities
Verified farmer projects seeking capital
Alexandre Chico Xavier
COJAZ Fundador — Milho, tomate, pimenta, pepino. Credit score: 608 (Grade C). Verificado. GPS: Muaquiua, Zambézia. 5 anos experiência. M-Pesa: 846559144.
Augusto Santos Adolfo
COJAZ Membro Honorário — Milho, tomate, repolho. Credit score: 608 (Grade C). Verificado. GPS: Muaquiua, Zambézia. M-Pesa: +258846152788. Representante da COJAZ no contrato de cessão de 500 hectares (BI 041002354089A).
Zito Arcanjo Domingos
COJAZ Fundador — Milho, repolho, feijão boer, gergelim, tomate. Credit score: 608 (Grade C). Verificado por Anselmo Boaventura. GPS: -16.70389, 37.37083 (Muaquiua, Zambézia). 5 anos de experiência. M-Pesa: 843697570. Cooperativa: COJAZ.
Built for where banking doesn't reach
Most rural Mozambicans have no bank account. Our infrastructure runs on mobile money, USSD/SMS, and satellite data — designed for feature phones and fields without connectivity.
Mobile Money Native
Disbursements and repayments via M-Pesa, e-Mola, and mKesh — no bank account required.
Satellite Risk Assessment
Remote sensing tracks crop health and estimates yields for credit underwriting.
Agent-Verified Trust Layer
On-the-ground cooperative agents verify identities and harvests to prevent fraud.
Explore the Platform
Fee Transparency
See where every dollar goes — 70% to farmers, no hidden fees.
Blog & Insights
Market intelligence, agritech analysis, and investor insights.
How to Invest
Harvest-aligned micro-loans, BIT protection, mobile money settlement.
Risk Disclosure
Full transparency on currency, default, weather, and political risk.
Ready to bridge capital?
Start with as little as $500. Every dollar funds a verified farmer, settles in Meticais, and returns on harvest cycles.
Browse Investment Opportunities