Maputo Bridge Capital
Satellite credit scoring for Mozambique's 3 million unbanked smallholder farmers.
Digital agricultural lending platform connecting US investors to Mozambican farmers via satellite NDVI data, mobile money, and agent-verified harvest records.
Market at a Glance
Company Fact Sheet
Company Boilerplate
Maputo Bridge Capital is a digital agricultural lending platform connecting US investors to Mozambican smallholder farmers in the informal sector. The platform uses satellite NDVI data, mobile money transaction history, and agent-verified harvest records to generate 300–850 credit scores for farmers with no bank accounts — replacing bank statements with space-based data.
Revenue model includes interest spreads on harvest-aligned micro-loans (18–25%), agricultural input financing markups (10–15%), mobile money transaction fees (1–2%), and crop insurance commissions (10–15%). The platform integrates with M-Pesa, e-Mola, and mKesh mobile money providers serving 25M+ accounts processing $35B annually in Mozambique. Cross-border capital is protected under the US–Mozambique Bilateral Investment Treaty (BIT).
Unit economics: $200 average loan, $71 gross revenue, $26 net profit per farmer per season, 13% return on capital deployed. The platform has zero digital agri-fintech competitors in Mozambique — the only African market with mobile money infrastructure, DFI capital (FINOVA €45.5M), and no existing digital agricultural lending platform.
Technology Overview
Satellite Credit Scoring
NDVI satellite imagery tracks crop health from space, replacing bank statements with space-based data for credit assessment.
Mobile Money Integration
M-Pesa, e-Mola, and mKesh integration for loan disbursement, repayment collection, and credit history building across 25M+ accounts.
BIT Treaty Protection
US–Mozambique Bilateral Investment Treaty protects cross-border capital flows, guaranteeing fair treatment and international arbitration for disputes.
Competitive Landscape
Mozambique is the only African country with mobile money infrastructure, DFI capital, and zero digital agri-fintech competitors.
| Company | Country | Funding | Note |
|---|---|---|---|
| Apollo Agriculture | Kenya | $40M+ raised | First smallholder loan securitization |
| ThriveAgric | Nigeria | $65M+ raised | 514,000 farmers |
| UfarmX | Nigeria/Senegal | $1.3M raised | AI credit scoring |
| Emata | Uganda | $2M deployed | 94% repayment rate |
| FarmDrive | Kenya | 1M+ farmers scored | ESA satellite data |
| AgroFides | Ghana | Seed | AI creditworthiness assessment |
| Maputo Bridge Capital | Mozambique 🇲🇿 | Pre-Seed | First mover — zero competitors |
Founder
Anselmo Boaventura
Founder, Maputo Bridge Capital
Anselmo Boaventura founded Maputo Bridge Capital to build the digital lending infrastructure for Mozambique's 95% informal economy. Based in Fort Worth, Texas, he leads the platform's mission to connect US capital to Mozambican smallholder farmers through satellite credit scoring, mobile money integration, and harvest-aligned micro-loans protected under the US–Mozambique Bilateral Investment Treaty.