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Armando Macuácua

Armando Macuácua

Verified
Mocuba, Zambézia Cashew 12 years farming
Risk Grade C

Alternative Credit Score

Assessed from satellite crop data, mobile money history, and harvest records

592
Alternative Score
4.5 ha
Farm Size
$8,500
Total Funded
$6,200
Total Repaid
73%
Repayment Rate

Credit Score Engine

Run the alternative credit scoring algorithm using satellite NDVI, mobile money patterns, weather data, farm profile, repayment history, and community verification.

Farm Projects

Cashew project on 4.5 hectares

Cashew · 4.5 ha

open

Expand cashew orchard with 200 new trees and purchase processing equipment. Proven 12-year track record with consistent yields.

$3,400 of $5,00068%
11% APR 12mo term Harvest: Nov 2026

Mobile Money Transactions

repayment
M-Pesa · MBC-2025-003
$550
34,925 MZN
disbursement
M-Pesa · MBC-2025-001
$2,000
127,000 MZN

Farmer Profile

+258841234567
M-Pesa
Cooperação Agrícola de Zambézia
Agent: Joana Sumbana
Harvest: Oct-Nov

Invest in Armando

Fund verified crops with harvest-aligned repayment. Capital settles to M-Pesa in Meticais.

Interest Rate11% APR
RepaymentHarvest-aligned
SettlementUSD → MZN
FX Rate63.5 MZN/USD

USDC settlement via licensed Banco de Moçambique rails

Active Investments

Michael Chenrepaying
$2,000 · 11%micro loan
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