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Armando Macuácua
Verified Mocuba, Zambézia Cashew 12 years farming
Risk Grade C
Alternative Credit Score
Assessed from satellite crop data, mobile money history, and harvest records
592
Alternative Score
4.5 ha
Farm Size
$8,500
Total Funded
$6,200
Total Repaid
73%
Repayment Rate
Credit Score Engine
Run the alternative credit scoring algorithm using satellite NDVI, mobile money patterns, weather data, farm profile, repayment history, and community verification.
Farm Projects
Cashew · 4.5 ha
openExpand cashew orchard with 200 new trees and purchase processing equipment. Proven 12-year track record with consistent yields.
$3,400 of $5,00068%
11% APR 12mo term Harvest: Nov 2026
Mobile Money Transactions
repayment
M-Pesa · MBC-2025-003
$550
34,925 MZN
disbursement
M-Pesa · MBC-2025-001
$2,000
127,000 MZN
Farmer Profile
+258841234567
M-Pesa
Cooperação Agrícola de Zambézia
Agent: Joana Sumbana
Harvest: Oct-Nov
Invest in Armando
Fund verified crops with harvest-aligned repayment. Capital settles to M-Pesa in Meticais.
Interest Rate11% APR
RepaymentHarvest-aligned
SettlementUSD → MZN
FX Rate63.5 MZN/USD
USDC settlement via licensed Banco de Moçambique rails
Active Investments
Michael Chenrepaying
$2,000 · 11%micro loan