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Fátima Cossa

Fátima Cossa

Verified
Nampula, Nampula Sesame 8 years farming
Risk Grade B

Alternative Credit Score

Assessed from satellite crop data, mobile money history, and harvest records

680
Alternative Score
3 ha
Farm Size
$5,000
Total Funded
$4,100
Total Repaid
82%
Repayment Rate

Credit Score Engine

Run the alternative credit scoring algorithm using satellite NDVI, mobile money patterns, weather data, farm profile, repayment history, and community verification.

Farm Projects

Sesame project on 3 hectares

Sesame · 3 ha

funded

Purchase improved sesame seeds, organic fertilizer, and irrigation equipment for dry-season cultivation.

$3,500 of $3,500100%
13% APR 8mo term Harvest: May 2026

Mobile Money Transactions

repayment
e-Mola · MBC-2025-005
$400
25,400 MZN
disbursement
e-Mola · MBC-2025-004
$1,500
95,250 MZN

Farmer Profile

+258842345678
e-Mola
União de Produtores de Nampula
Agent: Carlos Mondlane
Harvest: Apr-Jun

Invest in Fátima

Fund verified crops with harvest-aligned repayment. Capital settles to M-Pesa in Meticais.

Interest Rate13% APR
RepaymentHarvest-aligned
SettlementUSD → MZN
FX Rate63.5 MZN/USD

USDC settlement via licensed Banco de Moçambique rails

Active Investments

David Rodriguezrepaying
$1,500 · 13%micro loan
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