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Fátima Cossa
Verified Nampula, Nampula Sesame 8 years farming
Risk Grade B
Alternative Credit Score
Assessed from satellite crop data, mobile money history, and harvest records
680
Alternative Score
3 ha
Farm Size
$5,000
Total Funded
$4,100
Total Repaid
82%
Repayment Rate
Credit Score Engine
Run the alternative credit scoring algorithm using satellite NDVI, mobile money patterns, weather data, farm profile, repayment history, and community verification.
Farm Projects
Sesame · 3 ha
fundedPurchase improved sesame seeds, organic fertilizer, and irrigation equipment for dry-season cultivation.
$3,500 of $3,500100%
13% APR 8mo term Harvest: May 2026
Mobile Money Transactions
repayment
e-Mola · MBC-2025-005
$400
25,400 MZN
disbursement
e-Mola · MBC-2025-004
$1,500
95,250 MZN
Farmer Profile
+258842345678
e-Mola
União de Produtores de Nampula
Agent: Carlos Mondlane
Harvest: Apr-Jun
Invest in Fátima
Fund verified crops with harvest-aligned repayment. Capital settles to M-Pesa in Meticais.
Interest Rate13% APR
RepaymentHarvest-aligned
SettlementUSD → MZN
FX Rate63.5 MZN/USD
USDC settlement via licensed Banco de Moçambique rails
Active Investments
David Rodriguezrepaying
$1,500 · 13%micro loan