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Lúcia Sumbana

Lúcia Sumbana

Verified

Maxixe, Inhambane Coconut 10 years farming

Risk Grade A

Alternative Credit Score

Assessed from satellite crop data, mobile money history, and harvest records

710

Alternative Score

7 ha

Farm Size

$6,800

Total Funded

$5,400

Total Repaid

79%

Repayment Rate

Credit Score Engine

Run the alternative credit scoring algorithm using satellite NDVI, mobile money patterns, weather data, farm profile, repayment history, and community verification.

Farm Projects

Coconut project on 7 hectares

Coconut · 7 ha

open

Coconut plantation replanting program with intercropping of vanilla. Premium organic certification in progress.

$2,700 of $6,00045%

11% APR 12mo term Harvest: Nov 2026

Mobile Money Transactions

disbursement

e-Mola · MBC-2026-001

$1,500

95,250 MZN

Farmer Profile

+258846789012

e-Mola

Cooperação de Coco de Inhambane

Agent: Joana Sumbana

Harvest: Oct-Nov

Invest in Lúcia

Fund verified crops with harvest-aligned repayment. Capital settles to M-Pesa in Meticais.

Interest Rate11% APR

RepaymentHarvest-aligned

SettlementUSD → MZN

FX Rate63.5 MZN/USD

USDC settlement via licensed Banco de Moçambique rails

Active Investments

Emily Johnsonactive

$1,500 · 11%crop equity

See Your Quantum Portfolio

$50K+ deals · 12-25% IRR

Maputo Bridge Capital — Connecting US Capital to Mozambican Agriculture

Maputo Bridge Capital is a fintech and agritech platform connecting global and US investors to Mozambican smallholder farmers. We facilitate harvest-aligned micro-loans, mobile money integration (M-Pesa, e-Mola, mKesh), alternative credit scoring using satellite data, and secure cross-border capital pathways under the US–Mozambique Bilateral Investment Treaty (BIT).

What We Do

Investment Opportunities — Browse verified farmer projects across Mozambique with credit scores, crop data, and harvest-aligned repayment terms.
Agri-Fintech — Building financial products (credit scoring, crop insurance, input financing) on top of Mozambique's $35B mobile money infrastructure serving 25M+ accounts.
Marketplace — Digital agricultural marketplace connecting farmers, buyers, and cooperatives across all 10 provinces of Mozambique.
Logistics — Cargo matching and transport route platform addressing Mozambique's agriculture logistics gap across three major trade corridors (Maputo, Beira, Nacala).
Education Academy — Agribusiness learning hub with courses on business management, marketing, agritech innovation, and leadership for Mozambican farmers.
Donor Portal — Direct donations to farmer microloans, seeds, logistics infrastructure, and education programs.

Why Mozambique Agriculture?

Mozambique has 36 million hectares of arable land (only 15% cultivated), 81% of the population in agriculture, and 25M+ mobile money accounts processing $35B annually. The US–Mozambique Bilateral Investment Treaty protects cross-border capital flows. AGOA provides duty-free access to US markets through December 2026.

Key Investment Sectors

Agri-Processing Equity ($250K–$2M, 15–25% IRR)
Working Capital Loans ($100K–$500K, 12–18% IRR)
Agri-Fintech Platforms ($50K–$250K, 25%+ IRR)
Cold Chain & Logistics ($50K–$500K, 15–25% IRR)

Contact

Email: anselmo.boaventura@maputobridgecapital.com
Phone: (516) 360-8323
Location: Fort Worth, Texas, USA

Visit maputobridgecapital.com to explore investment opportunities, browse farmer projects, or support Mozambican agriculture.