Fee Transparency Tool

Investment Calculator

Adjust your investment amount and see exactly where every dollar goes. MBC is the only African agri-fintech that publishes its complete fee structure.

No hidden fees
12-18% IRR target
70% reaches the farmer
$5,000
$100$100K

Current Tier

Premium

Agri-Processing Equity

Expected Annual Return

16% IRR

= $800/year

Where Every Dollar Goes

Capital to Farmer
$3,500(70%)

Direct disbursement via M-Pesa for seeds, inputs, and labor

MBC Operating Margin
$450(9%)

Platform operations, agent network, technology infrastructure

Loan Loss Reserve
$750(15%)

Reserve fund to cover defaults and protect investor capital

M-Pesa Transaction Fee
$150(3%)

Mobile money disbursement fee

FX Conversion Cost
$150(3%)

USD to MZN at licensed bureau rate (63.5 MZN/USD)

How We Compare

PlatformFarmer ShareMarginPublished?

Maputo Bridge Capital

Mozambique

70%9%✅ Yes

Apollo Agriculture

Kenya

Not disclosedHidden❌ No

ThriveAgric

Nigeria

Not disclosedHidden❌ No

UfarmX

Senegal

Not disclosedHidden❌ No

AcreTrader

USA (land only)

Not disclosed1%✅ Yes

Investment Tiers

Starter

$100 - $999

12% IRR

Working Capital Loan

Growth

$1,000 - $4,999

14% IRR

Working Capital Loan

Premium

$5,000 - $24,999

16% IRR

Agri-Processing Equity

Institutional

$25,000 - $100,000

18% IRR

Agri-Processing Equity

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