Investor Pitch Deck
Maputo Bridge Capital Pitch Deck
The first US-Mozambique agriculture investment platform. BIT-protected capital, satellite-verified credit scoring, and harvest-aligned returns of 12–25%+ IRR.
View the Deck01
The Problem
81% of Mozambicans farm. 15% of arable land is cultivated. Zero US-Moz agri investment firms.
- 36M hectares of arable land — larger than Germany — with only 15% currently cultivated
- 81% of the population depends on agriculture, yet most remain unbanked and unfunded
- No dedicated US-Mozambique agriculture investment platform exists — capital can't reach farmers
- Smallholder farmers lack credit scores, collateral, and access to formal financial systems
02
The Solution
Maputo Bridge Capital — the first US-Mozambique agri-fintech investment platform.
- Harvest-aligned micro-loans from $50K–$2M, structured in USD with local M-Pesa execution
- Satellite-based alternative credit scoring (300–850 scale) for unbanked farmers
- Milestone-based escrow disbursement: 25% planting, 50% growth, 25% harvest — never lump-sum
- Full protection under the US-Mozambique Bilateral Investment Treaty (BIT)
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Market Opportunity
$5B+ in approved projects. $91.7B projected sovereign wealth fund. 10-year agri development plan.
- 36M hectares of arable land — only 15% cultivated (5.4M ha active)
- $5B+ in approved agricultural projects (H1 2025)
- Mozambique's 10-year agricultural development plan (2026–2035)
- AGOA duty-free trade access to the US market through December 2026
- Asia export corridor: cashew, sesame, and pulses to China, India, and Southeast Asia
04
Business Model
Six investment verticals with IRRs from 12% to 25%+.
- Agri-Processing Equity ($250K–$2M, 15–25% IRR)
- Working Capital Loans ($100K–$500K, 12–18% IRR)
- Agri-Fintech Platforms ($50K–$250K, 25%+ IRR)
- Cold Chain & Logistics ($50K–$500K, 15–25% IRR)
- Export-Ready Crops ($200K–$1M, 15–22% IRR)
- Irrigation Infrastructure ($500K–$3M, 14–20% IRR)
05
Validated Financial Architecture
Every component is a recognized financial instrument — not experimental.
- Revenue-based financing (Investopedia-validated): repayment follows harvest revenue, not calendar deadlines
- SPV + tranche structure: farmer loans packaged into senior (6-8%), mezzanine (12-15%), and junior/first-loss (20-25%) tranches
- Alternative data credit scoring: Investopedia specifically cites satellite imagery as alternative credit data
- Diaspora bonds: Investopedia-validated instrument targeting Mozambique's $1.8B annual remittance flow
- Green bonds: Investopedia lists sustainable agriculture as a recognized green bond use case
- Carbon credits: regenerative farming generates $200-300/hectare in additional farmer revenue
06
Traction
Live platform with $39.5K deployed, 72.2% repayment, and 2.5x social return on investment.
- $39,500 capital deployed across 5 verified farmers in 6 provinces (Manica, Zambézia, Nampula, Cabo Delgado, Inhambane, Gaza)
- $28,500 repaid — 72.2% repayment rate with harvest-aligned cycles (not calendar deadlines)
- 7 farmers onboarded (5 verified, 2 pending) — pilot phase with proven unit economics ($5,643 avg loan)
- 3 mobile money providers integrated: M-Pesa, e-Mola, mKesh — disbursements and repayments logged on-chain
- AI credit scoring engine live (6-source model, 85%+ accuracy) with satellite NDVI (Sentinel-2) backing every decision
- Blockchain transparency: SHA-256 hash-chained transaction ledger (8 blocks verified)
- 2.5x SROI ratio — every $1 deployed generates $2.50 in social value ($19,750 income increase per farmer)
- 596 monthly website sessions across 10 countries (US 218, Moz 85, SA 22, Sweden 18, Netherlands 14)
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Competitive Moat
The only platform with BIT protection, AGOA access, and satellite credit scoring combined.
- Only US-Mozambique agriculture investment firm — zero direct competitors in this niche
- US-Mozambique Bilateral Investment Treaty guarantees fair and equitable treatment + ISDS recourse
- AGOA duty-free export access to the US market — a structural advantage no Africa-only firm can offer
- Satellite-verified crop health monitoring (NDVI/NDRE) backs every credit decision with ground truth
- Co-investment alignment — we invest our own capital alongside investors
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Team
US-based governance with Mozambique ground execution.
- US-based holding entity with Mozambican operational subsidiary
- Boots-on-the-ground execution in Maputo with field agents across all 10 provinces
- U.S. Embassy Maputo Economic Section engagement for bilateral partnership vetting
- Agent network includes credit officers, agronomists, and biometric verifiers
09
Financials
Dollar-denominated structures with harvest-aligned repayment cycles.
- Target IRRs: 12–18% (debt) to 25%+ (agri-fintech equity)
- Harvest-aligned repayment eliminates monthly pressure — capital returns after crops sell
- FX conversion at 63.5 MZN/USD via M-Pesa, e-Mola, and mKesh interoperability (SIMOrede)
- Quarterly reporting covering financials, operations, impact metrics, and risk monitoring
- Milestone-based escrow protects principal — no blind pools or lump-sum transfers
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The Ask
Seeking $250K–$5M in initial capital across six verticals.
- $250K for agri-fintech pilot: farmer credit scoring, parametric crop insurance, cooperative savings wallets
- $500K–$2M for agri-processing equity in cashew and sesame value addition
- $100K–$500K for working capital loans to verified farmer cooperatives
- Co-investment opportunity — aligned incentives with founder capital deployed alongside investors
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Contact & Next Steps
Discovery call → Deal matching → Structured investment → Quarterly reporting.
- Step 1: Discovery call (Week 1) — align investment thesis with deal pipeline
- Step 2: Deal matching (Weeks 2–3) — receive vetted opportunities with full due diligence packages
- Step 3: Structured investment (Weeks 4–6) — US-compliant, dollar-denominated, locally executed
- Step 4: Quarterly reporting — financials, operations, impact metrics, and risk monitoring
Ready to invest in Mozambique?
Schedule a discovery call or browse verified farmer projects. We respond within 48 hours.