Outreach Materials

Partner & Investor Outreach Hub

Ready-to-send outreach materials targeting DFIs, impact investors, and carbon finance partners. Each document leads with data-backed problem statements, references proven precedents, and makes a specific, concrete ask.

Aceli Africa

Lending Incentive Facility

🥇 Fastest path to subsidized lending

Expand lending incentive model to Mozambique or provide framework for USAID/GIZ replication

IDH Farmfit Fund

Securitization Anchor Investment

🥈 Biggest capital unlock — loans become tradeable securities

Anchor investor commitment for Mozambique's first smallholder loan securitization (target Q4 2027)

CASA Programme + FCPF

Carbon Credit Project Proposal

🥉 Diversifies income beyond lending — new revenue stream

Technical assistance + $100K-$500K funding for carbon project development

Lending Incentive Facility

Aceli Africa

To: info@aceliafrica.org
Subject: Market Expansion Inquiry: Bringing Aceli's Lending Incentive Model to Mozambique Agriculture

The Ask: Expand lending incentive model to Mozambique or provide framework for USAID/GIZ replication

Dear Aceli Africa Team,

I'm writing to explore whether Aceli's market incentive model could expand to Mozambique, where the structural barriers to agricultural lending are even more severe than in East Africa.

THE PROBLEM IN MOZAMBIQUE:
• 95% of the economy is informal; 81% of the population works in agriculture
• 98% of farmers are subsistence — no bank accounts, no credit history, no collateral
• Only two formal microfinance institutions exist (GAPI and SOCREMO), both analog and urban-focused
• Informal moneylenders charge 300%+ interest rates
• Germany committed €45.5M (FINOVA program) for agricultural credit at 8.5-17% — but it flows through formal banks that can't reach informal farmers

WHAT WE'RE BUILDING:
Maputo Bridge Capital is a digital agricultural lending platform specifically designed for Mozambique's informal sector. Our model combines:
• Satellite credit scoring — NDVI data + mobile money history + agent verification replaces bank statements (300-850 scale)
• Revenue-based financing — repayment follows harvest revenue, not calendar deadlines
• Off-taker pre-financing — buyer purchase agreements serve as collateral instead of land titles
• Mobile money disbursement — M-Pesa, e-Mola, mKesh (25M+ accounts, $35B annual volume)
• Index-based crop insurance — satellite-triggered, automatic mobile money payouts

UNIT ECONOMICS PER FARMER PER SEASON:
• Loan size: $200 (seeds, fertilizer, inputs)
• Lending rate: 18-25%
• Net profit per farmer: $26 (13% return on capital deployed)
• Target default rate: <5% (with insurance + satellite monitoring)

WHAT WE'RE REQUESTING FROM ACELI:
We understand Aceli provides origination incentives, first-loss portfolio coverage, and technical assistance.

Specific ask:
1. Is Aceli's model expandable to Mozambique (currently Kenya, Rwanda, Tanzania, Uganda)?
2. If not directly, could Aceli provide a framework or template for replicating the incentive model with USAID Mozambique or GIZ?
3. What are the minimum accreditation requirements (lender licensing, ESG compliance, reporting capacity)?
4. Could Aceli serve as a technical advisor while we secure bilateral donor funding from USAID Mozambique for the incentive facility?

TIMELINE: We aim to begin pilot lending with 1-2 cooperatives (50-100 farmers) in Q4 2026, scaling to 10,000 farmers by end of 2027.

I'd welcome a 30-minute call to discuss feasibility. I can be reached at anselmo.boaventura@maputobridgecapital.com or (516) 360-8323.

Thank you for your work de-risking agricultural lending across Africa. We believe Mozambique represents one of the most underserved markets on the continent.

Best regards,
Anselmo Boaventura
Founder, Maputo Bridge Capital
Fort Worth, TX | Maputo, Mozambique
maputobridgecapital.com
(516) 360-8323•anselmo.boaventura@maputobridgecapital.com
View Pitch Deck
Quick-Reference

Partner Contact Sheet

14 organizations across DFIs, impact investors, telecom, and carbon finance.

OrganizationWhat They FundContact MethodThe Ask
Aceli AfricaLending incentives + first-loss coverage ($40M)info@aceliafrica.orgExpand to Mozambique or provide framework
IDH Farmfit FundAnchor investment in securitizationfarmfitfund@idhtrade.orgAnchor MBC's first loan securitization
CASA ProgrammeCarbon project development ($100K-$500K)casaprogramme.comTechnical assistance + funding for carbon project
Forest Carbon Partnership FacilityEmission reduction paymentsforestcarbonpartnership.orgCarbon credit certification + payments
IFAD MozambiqueDiaspora investment feasibilityifad.org (Mozambique office)Diaspora bond feasibility study
USAID MozambiqueDIB + lending incentivesusaid.gov/mozambiqueDevelopment Impact Bond for farmer outcomes
GIZ MozambiqueInnovation grants + technical assistancegiz.de (Mozambique office)Blockchain/digital agriculture grants
Mastercard FoundationFinancial inclusion programsmastercardfdn.orgFunding for mobile money farmer lending
Gates FoundationAgricultural development + financial inclusiongatesfoundation.orgResults-based financing facility
IFC (M-Pesa partnership)Financial inclusion infrastructureifc.orgPartnership as agricultural lending layer on M-Pesa
ABSA Bank MozambiqueFINOVA credit line operatorabsa.co.mzAccess €33.5M agricultural credit facility
Vodacom M-Pesa MozambiqueDistribution + transaction fee partnershipvodacom.co.mzBecome value-added lending service on M-Pesa network
AgFunderAgTech VC equity ($250K-$5M)agfunder.comSeed/Series A investment in platform technology
Microsoft Climate FundCarbon credit purchase commitmentsmicrosoft.com/sustainabilityForward purchase of Mozambican carbon credits

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