MBC Investment Dashboard: One-Page Summary for COJAZ Cooperative

September 2026 — Share this page with any investor in 60 seconds

THE OPPORTUNITY

44 farmers. 500 hectares. Satellite-verified. Blockchain-logged. M-Pesa-delivered.

| Metric | Value | |--------|-------| | Farmers | 44 (COJAZ cooperative, Zambézia, Mozambique) | | Land | 500 hectares (GPS: -16.70389, 37.37083) | | Crops | Maize, rice, beans, sesame, tomato, pepper, cabbage | | Planting date | November 1, 2026 | | Harvest date | March 15, 2027 | | Credit scores | 608/850 (Grade C, satellite-verified) | | Blockchain | 57 SHA-256 blocks logged | | Carbon credits | $547,500 over 10 years (registered) |

HOW MUCH IS NEEDED

| Amount | What It Buys | Return | |--------|-------------|--------| | $25 | Seeds for 1 farmer for 1 season | Impact: 2.5x SROI | | $100 | Full season sponsorship (seeds + inputs + insurance) | Impact: family fed for a year | | $500 | Micro-loan to 1 farmer (harvest-aligned repayment) | 15% APR | | $5,000 | Sponsor 10 farmers | 15% APR + carbon credit share | | $25,000 | Reg D private placement (BIT-protected) | 15% APR + equity option |

WHERE THE MONEY GOES

$25 Donation Breakdown:
├── $17.50 (70%) → Farmer via M-Pesa (seeds + inputs)
├── $2.25 (9%) → MBC platform operations
├── $3.75 (15%) → Loan loss reserve fund
├── $0.75 (3%) → M-Pesa transaction fee
└── $0.75 (3%) → Currency conversion (USD → MZN)

$500 Investment Breakdown:
├── $350 (70%) → Farmer via M-Pesa
├── $45 (9%) → MBC operating margin
├── $75 (15%) → Loan loss reserve
├── $15 (3%) → M-Pesa fee
└── $15 (3%) → FX conversion

0% to bureaucracy. 0% hidden. 0% marketing. Published at /fees.

THE RETURN

| Investment | Amount | Return | Timeline | |-----------|--------|--------|----------| | Micro-loan | $500 | 15% APR ($575 repayment) | 6 months (harvest-aligned) | | Carbon credits | $2,000+ | $15/ton CO2 (satellite-verified) | Recurring annually | | Forward contract | $500+ | Grain at 10-15% below spot | March 2027 delivery | | Reg D placement | $25,000+ | 15% APR + equity option | 12-month term |

THE PROOF

| Verification Layer | How It Works | |-------------------|-------------| | Satellite | Sentinel-2 NDVI every 5 days at 10m resolution | | Blockchain | SHA-256, 57 blocks, 0 tampering | | M-Pesa | Direct payment to farmer phone (transaction ID provided) | | Stripe | US investor payment processing (same as Amazon/Lyft) | | BIT | US-Mozambique Bilateral Investment Treaty (in force since 2005) | | Lawyer | Anselmo Boaventura, Mozambican lawyer (Advogado), Maputo office |

THE FARMERS

3 Founding Members (5 years farming):

1. Zito Arcanjo Domingos — President — M-Pesa: 843697570 — Maize, cabbage, cowpea, sesame, tomato
2. Alexandre Chico Xavier — M-Pesa: 846559144 — Maize, tomato, pepper, cucumber
3. Cassimo Rodrigues Xavier Arivo — M-Pesa: 846047868 — Tomato, pepper, rice

41 Honorary Members — All in Zambézia (Quelimane, Mocuba, Lugela). Full names at /blog/44-names-every-cojaz-farmer-has-a-story

THE LAND

• Location: Povoado de Muaquiua, Zambézia, Mozambique
• GPS: -16.70389, 37.37083 (16°42'14"S, 37°22'15"E)
• Size: 500 hectares (1,235 acres — larger than Central Park)
• Legal: Cessão de DUAT (land use rights transfer)
• Transferor: Estate of Memuna Usse Bernardo (represented by Abade Figueiredo Talgo)
• Transferee: COJAZ (Registo 101668401, NUIT 401342966)
• Legal Representative: Anselmo Djadju de Castro Boaventura (Advogado)
• DUAT Status: Pending (Anselmo handling in Maputo)

THE CARBON BONUS

| Year | CO2 Sequestered | Revenue at $15/ton | Per Farmer (44) | |------|----------------|-------------------|-----------------| | Year 1-3 | 1,500 tons/year | $22,500/year | $511/year | | Year 4-7 | 3,500 tons/year | $52,500/year | $1,193/year | | Year 8-10+ | 6,000 tons/year | $90,000/year | $2,045/year | | 10-year total | 36,500 tons | $547,500 | $12,443 |

HOW TO INVEST OR DONATE

Option 1: Donate ($25+)

→ maputobridgecapital.com/donate → Stripe → M-Pesa → Farmer

Option 2: Invest ($500+)

→ maputobridgecapital.com/investments → Stripe → M-Pesa → Farmer → Satellite verifies → Blockchain logs → 15% return at harvest

Option 3: Buy Carbon Credits ($2,000+)

→ maputobridgecapital.com/carbon-credits → Satellite-verified → Blockchain-logged → Recurring annual revenue

Option 4: Buy Forward Contract (pre-pay for grain)

→ maputobridgecapital.com/commodity-exchange → Buy at 10-15% below spot → Delivery March 2027

CONTACT

| Channel | Details | |---------|---------| | Phone/WhatsApp | +1 (516) 360-8323 | | Email | anselmo.boaventura@maputobridgecapital.com | | Maputo Office | Rua das Mahotas, n.º 50, 1.º A, Cidade de Maputo | | US Base | Fort Worth, Texas, USA | | Website | maputobridgecapital.com | | Founder | Anselmo Djadju de Castro Boaventura (Advogado) |

WHY THIS IS DIFFERENT

| Traditional Charity | MBC Platform | |--------------------|-------------| | 80% lost to overhead | 0% to bureaucracy | | Money gets consumed | Money produces and returns | | Trust the organization | Trust the satellite | | Annual report | Real-time blockchain | | Photo of a child | GPS coordinates + NDVI data | | Tax-deductible receipt | Stripe receipt + M-Pesa transaction ID + blockchain hash |

Charity gives a man a fish. MBC gives a man seeds and watches them grow from space.

Maputo Bridge Capital. Satellite-verified. Blockchain-logged. M-Pesa-delivered. 44 farmers. 500 hectares. Zero middlemen. $0 budget. 9 frontier technologies.

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