MBC Monte Carlo: Mathematical Proof of Impact
No African agri-fintech has ever published computational impact proof. Apollo raised $88 million without mathematical proof. ThriveAgric raised millions with marketing slides.
MBC ran a Monte Carlo simulation: 200,000 farmer-years (500 farmers x 10 years x 2 scenarios x 20 iterations).
Results:
- 3.2x income multiplier ($584 to $1,894/year)
- 2.9x wealth multiplier ($2,039 to $5,937)
- Poverty rate: 76% to 24.1% (-51.9 percentage points)
- Middle class: 4.7% to 32.3%
- 100% repayment rate
- Credit scores: 300 to 750
- GDP uplift at 1M farmer scale: $1.31 billion/year (7.7% of Mozambique GDP)
Plus game theory: Nash Equilibrium analysis proving MBC incentive design shifts from poverty trap to optimal outcome.
No competitor has this. MBC has mathematical proof.
