NDVI Satellite Data: The Hidden Credit Score
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Agritech 18 min read

NDVI Satellite Data: The Hidden Credit Score

MB
Maputo Bridge Capital
Maputo Bridge Capital
The Nature of the Harvest · Read free chapters · $19.99

Seeing What Banks Cannot See

Normalized Difference Vegetation Index (NDVI) has long been a tool for agronomists, but for Maputo Bridge Capital, it is a proprietary credit tool. In a country where 81% of the population depends on agriculture, the health of a farmer’s crop is the most accurate reflection of their financial health. We use satellite time-series data to track development cycles across millions of hectares. This allows us to predict yields before harvest, identifying high-potential farmers long before they approach a market. By embedding this into our fintech platform, we replace bureaucratic paperwork with empirical, real-time data. This creates a feedback loop that rewards efficiency and de-risks our portfolio. It is the thrill of uncovering value in a space that others dismiss as too volatile. In the digital age, agricultural credit isn't about property titles; it is about growth trajectories captured from space.

[Learn how our scoring algorithm analyzes agricultural performance.]

Book by Anselmo Boaventura

The Nature of the Harvest

Agriculture as the engine of wealth: ten great books on farming, land, seed, water, risk and innovation, and who funds agriculture in Mozambique.

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Last updated: October 16, 2026