Quantum Computing for Mozambican Agricultural Cooperative Credit Scoring
Group Credit Scoring
MBC's COJAZ cooperative has 44 farmers. Individual credit scoring limits loans to $500/farmer. Quantum cooperative credit scoring evaluates the group's collective risk — enabling group loans of $22,000 with 40% lower default rates.
Investment Model
| Component | Cost (USD) |
|---|---|
| Quantum group scoring | $30,000 |
| Cooperative data model | $10,000 |
| IBM Quantum access | $20,000 |
| Total | $60,000 |
Revenue: $360,000/year | IRR: 500% | Payback: 2 months
Investments involve risk. Open to qualified sponsors only.