Radical Transparency: Why MBC Discloses Everything
Apollo Agriculture hides its fees. Industry estimates suggest 25-30% margins. ThriveAgric doesn't disclose margins — estimated 20-28%. UfarmX publishes no financial breakdown.
MBC discloses everything.
When you invest $1,000 in a Mozambican farmer through MBC, here is exactly where every dollar goes:
- 70% to the farmer via M-Pesa ($700)
- 9% MBC operating margin ($90)
- 15% loan loss reserve fund ($150)
- 3% M-Pesa transaction fee ($30)
- 3% FX conversion cost ($30)
No hidden fees. No origination fees. No early repayment penalties.
MBC also publishes:
- Full risk disclosure (currency, default, weather, political, operational)
- Proof dashboard with real transaction data
- Fee transparency page with competitor comparison
- IRIS+ impact metrics mapped to GIIN standards
Radical transparency is not a marketing tactic. It is the MBC brand.
