Why MBC Publishes Risks Competitors Hide

Every investment has risks. Most platforms hide them.

MBC publishes a complete risk disclosure page covering 5 risk categories with severity ratings and mitigation strategies for each:

1. Currency Risk (USD/MZN) — High — Meticial depreciated 40% since 2023. Mitigation: USD-structured investments, 15% reserve fund.
2. Default Risk — Medium — Farmers may fail to repay. Mitigation: 85%+ credit scoring accuracy, 15% reserve, harvest-aligned repayment.
3. Weather Risk — High — Cyclones, droughts. Mitigation: Weather-indexed insurance with automatic M-Pesa payouts.
4. Political Risk — Medium — Regulatory changes. Mitigation: US-Mozambique BIT, compliance with Banco de Mocambique.
5. Operational Risk — Medium — Agent fraud, tech failures. Mitigation: Biometric verification, multiple satellite sources.

MBC also publishes what it does NOT promise: no guaranteed returns, no zero defaults, no currency stability, no climate immunity.

We disclose risks our competitors hide. Because trust is the MBC brand.