Where Every
Dollar Goes
We publish our complete fee structure because farmers deserve to know how much of investor capital actually reaches them. No hidden fees. No surprise deductions. This is the transparency standard African agri-fintech needs.
$1,000 Investment Breakdown
Here's exactly where every dollar goes when you invest $1,000 in a Mozambican farmer.
Direct disbursement to farmer via M-Pesa for seeds, inputs, and labor
Platform operations, agent network, technology infrastructure
Reserve to cover defaults and protect investor capital
Mobile money disbursement fee (Vodacom M-Pesa standard rate)
USD to MZN conversion at licensed bureau rate (63.5 MZN/USD)
Total investor commitment: $1,000 → Farmer receives $700 (70%) via M-Pesa
How We Compare
We're the only African agri-fintech platform that publishes its complete fee structure.
| Platform | Fee Transparency | Farmer Share | Platform Margin |
|---|---|---|---|
| Maputo Bridge Capital | Fully Published | 70% | 9% |
| Apollo Agriculture (Kenya) | Not Published | Est. 50-60% | Est. 25-30% |
| ThriveAgric (Nigeria) | Not Published | Est. 55-65% | Est. 20-28% |
| UfarmX (Senegal) | Not Published | Unknown | Unknown |
| AcreTrader (US) | 1% AUM | N/A (land deals) | 1% annual |
Competitor estimates based on publicly available financial reports and industry analysis. Last updated: August 2026.
Our Fee Principles
No Hidden Fees
Every cost is disclosed on this page. No origination fees, no early repayment penalties, no late payment fees, no management fees.
Farmer-First Economics
70% of capital reaches the farmer. Our 9% margin is among the lowest in African microfinance — most platforms take 25-30%.
Investor Protection
15% loan loss reserve protects your capital against defaults. We don't promise zero risk — we manage it transparently.
Invest With Full Transparency
Browse verified farmer projects knowing exactly where your money goes.
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